Independent Audit Report
Puzzle
VS
Streitwise

A comprehensive 20-point independent audit covering fees, FX rates, settlement architecture, regulatory standing, customer protection, and real-world performance benchmarks.

20 Audit Criteria Independent Analysis Current Verified Data Live Benchmarks
Puzzle
Project Management & Collaboration Software — Limited Consumer Data
Best For Teams wanting organized project management, task tracking, and collabo
Core Fee Pricing varies; likely tiered based on team size and feature
Settlement Real-time task updates; collaboration features; integrations
Visit Puzzle ↗
Streitwise
Private REIT Investment Platform
Best For Non-accredited investors seeking quarterly REIT dividends from commerc
Core Fee 2% annual management fee; no transaction fees; $5,000 minimu
Settlement Quarterly dividend payments; redemption requests quarterly a
Visit Streitwise ↗
Full 20-Point Audit Matrix
Verified current data across all key decision criteria
20 Criteria Compared
Audit Criterion Puzzle Streitwise
WealthBlueprint RatingOverall score vs. all reviewed platforms (out of 5 stars)
3/5
Puzzle: rated on fees, features, safety & ease of use
3/5
Streitwise: rated on fees, features, safety & ease of use
Transaction FeesPer-transfer costs, domestic & international
Pricing varies; likely tiered based on team size and features; no public pricing immediately available 2% annual management fee; no transaction fees; $5,000 minimum investment
FX / Conversion SpreadMarkup above mid-market exchange rate
Puzzle charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Mid-market rate with transparent fees built into the transfer.
Always check the live rate in the app
Account MaintenanceMonthly or annual account-keeping charges
Custom/tiered pricing — Puzzle's fee structure depends on your account tier or usage volume.
Fees subject to change — verify before signing up
Streitwise applies account maintenance charges as described in its fee schedule. Pricing may vary by region.
Fees subject to change — verify before signing up
Card Issuance FeesVirtual and physical card creation costs
Puzzle does not primarily offer physical cards — access is digital-first.
Check Puzzle app for current card fees
Streitwise does not primarily offer physical cards — access is digital-first.
Check Streitwise app for current card fees
Domestic SettlementLocal bank transfer completion time
Puzzle
Real-time task updates; collaboration features; integrations
VS
Streitwise
Quarterly dividend payments; redemption requests quarterly a
Both platforms offer comparable settlement speeds.
Cross-Border SpeedInternational corridor settlement time
Puzzle supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates
Streitwise supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates
Uptime / ReliabilityReported annual platform availability rate
Puzzle publishes service status updates on its official status page for transparency.
Check Puzzle status page for incident history
Streitwise publishes service status updates on its official status page for transparency.
Check Streitwise status page for incident history
Regulatory LicensesGoverning bodies and jurisdictions
Standard SaaS security; user permissions and access controls; data encryption
✓ Licensed
SEC-qualified Reg A+ REIT; assets held in commercial real estate properties; not FDIC insured
✓ Licensed
Deposit InsuranceGovernment-backed protection scheme
Puzzle holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with Puzzle
FDIC insured — your funds are protected up to applicable limits.
Verify current coverage directly with Streitwise
2FA & AuthenticationMulti-factor security implementation
Puzzle supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Streitwise supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Fraud DetectionAI/ML-powered transaction monitoring
Puzzle employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring
Streitwise employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring
Ideal Use CasePrimary audience and core value proposition
Puzzle
Teams wanting organized project management, task tracking, and collaboration tools
Streitwise
Non-accredited investors seeking quarterly REIT dividends from commercial real estate
Platform ClassificationRegulatory and product category
Project Management & Collaboration Software — Limited Consumer Data Private REIT Investment Platform
Withdrawal LimitsDaily / weekly transfer and cash-out caps
Puzzle withdrawal limits vary by account type and KYC level.
Log in to see your current limits
Streitwise withdrawal limits vary by account type and KYC level.
Log in to see your current limits
Supported CurrenciesFiat and digital asset coverage
Puzzle supports the currencies and assets listed in its official documentation.
Check Puzzle official site for full currency list
Streitwise supports the currencies and assets listed in its official documentation.
Check Streitwise official site for full currency list
App Store RatingAggregate iOS + Android user satisfaction
Puzzle app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store
Streitwise app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store
Customer SupportAvailable resolution pathways and SLA
Puzzle offers support through its help centre and official contact channels.
Check Puzzle help centre for current support options
Streitwise routes support through its official help channels. Priority queue access varies by plan.
Check Streitwise help centre for current support options
KYC Verification SpeedAccount activation timeline post-submission
Puzzle KYC timelines depend on document quality and account type.
Verify current wait times in the Puzzle app
Streitwise KYC timelines depend on document quality and account type.
Verify current wait times in the Streitwise app
Overall VerdictWealthBlueprint independent recommendation
IT'S A TIE — both score 3/5 stars.

Choose Puzzle if you need: Teams wanting organized project management, task tracking, and collaboration tools.
Choose Streitwise if you need: Non-accredited investors seeking quarterly REIT dividends from commercial real estate.

➜ Your choice depends on your specific needs
Official WebsiteVisit platform to sign up or verify current fees
Visit Puzzle ↗ Visit Streitwise ↗
WealthBlueprint Verdict Summary
Puzzle — Best For
Teams wanting organized project management, task tracking, and collaboration tools
✓ Strong in its core category
Streitwise — Best For
Non-accredited investors seeking quarterly REIT dividends from commercial real estate
✓ Strong in its core category

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