Independent Audit Report
Paxos
VS
Tiger Brokers

A comprehensive 20-point independent audit covering fees, FX rates, settlement architecture, regulatory standing, customer protection, and real-world performance benchmarks.

20 Audit Criteria Independent Analysis Current Verified Data Live Benchmarks
Paxos
Regulated Blockchain & Tokenization Infrastructure
Best For Financial institutions and businesses wanting prudentially regulated b
Core Fee B2B platform; pricing varies by integration and volume
Settlement Enables instant movement of any asset to anyone; powers tril
Visit Paxos ↗
Tiger Brokers
Global Retail Brokerage (US-Listed)
Best For Global investors wanting access to US, Hong Kong, Singapore, and Austr
Core Fee $0 commissions on US stocks & ETFs; $0.65/contract options;
Settlement Extended-hours trading; real-time global market data; fracti
Visit Tiger Brokers ↗
Full 20-Point Audit Matrix
Verified current data across all key decision criteria
20 Criteria Compared
Audit Criterion Paxos Tiger Brokers
WealthBlueprint RatingOverall score vs. all reviewed platforms (out of 5 stars)
4/5
Paxos: rated on fees, features, safety & ease of use
4/5
Tiger Brokers: rated on fees, features, safety & ease of use
Transaction FeesPer-transfer costs, domestic & international
B2B platform; pricing varies by integration and volume $0 commissions on US stocks & ETFs; $0.65/contract options; competitive forex and international stock fees; no account minimum for US accounts
FX / Conversion SpreadMarkup above mid-market exchange rate
Paxos charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Tiger Brokers charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Account MaintenanceMonthly or annual account-keeping charges
Custom/tiered pricing — Paxos's fee structure depends on your account tier or usage volume.
Fees subject to change — verify before signing up
Tiger Brokers applies account maintenance charges as described in its fee schedule. Pricing may vary by region.
Fees subject to change — verify before signing up
Card Issuance FeesVirtual and physical card creation costs
Paxos does not primarily offer physical cards — access is digital-first.
Check Paxos app for current card fees
Tiger Brokers does not primarily offer physical cards — access is digital-first.
Check Tiger Brokers app for current card fees
Domestic SettlementLocal bank transfer completion time
Paxos
Enables instant movement of any asset to anyone; powers tril
VS
Tiger Brokers
Extended-hours trading; real-time global market data; fracti
Both platforms offer comparable settlement speeds.
Cross-Border SpeedInternational corridor settlement time
Paxos supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates
Tiger Brokers is built for cross-border transactions. Delivery times depend on the corridor and partner network.
Check the app for live estimates
Uptime / ReliabilityReported annual platform availability rate
Paxos is a regulated platform — it maintains high availability standards as part of its regulatory obligations.
Check Paxos status page for incident history
Tiger Brokers is a regulated platform — it maintains high availability standards as part of its regulatory obligations.
Check Tiger Brokers status page for incident history
Regulatory LicensesGoverning bodies and jurisdictions
Regulated by NYDFS and MAS; Paxos Standard stablecoin is 1:1 backed by US dollar reserves and audited; ranked #6 in Digital Asset Security Platforms with 7.1% mindshare
✓ Licensed
FINRA/SIPC member (up to $500,000); Nasdaq-listed company (TIGR); regulated in US, Singapore (MAS), Hong Kong (SFC), and Australia (ASIC); 256-bit encryption
✓ Licensed
Deposit InsuranceGovernment-backed protection scheme
Paxos holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with Paxos
Tiger Brokers holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with Tiger Brokers
2FA & AuthenticationMulti-factor security implementation
Paxos supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Tiger Brokers supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Fraud DetectionAI/ML-powered transaction monitoring
Paxos employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring
Tiger Brokers employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring
Ideal Use CasePrimary audience and core value proposition
Paxos
Financial institutions and businesses wanting prudentially regulated blockchain infrastructure for stablecoin issuance and asset tokenization
Tiger Brokers
Global investors wanting access to US, Hong Kong, Singapore, and Australian markets in one app with professional-grade tools and competitive international fees
Platform ClassificationRegulatory and product category
Regulated Blockchain & Tokenization Infrastructure Global Retail Brokerage (US-Listed)
Withdrawal LimitsDaily / weekly transfer and cash-out caps
Paxos withdrawal limits vary by account type and KYC level.
Log in to see your current limits
Tiger Brokers withdrawal limits vary by account type and KYC level.
Log in to see your current limits
Supported CurrenciesFiat and digital asset coverage
Paxos supports the currencies and assets listed in its official documentation.
Check Paxos official site for full currency list
Tiger Brokers supports multiple fiat currencies and/or digital assets.
Check Tiger Brokers official site for full currency list
App Store RatingAggregate iOS + Android user satisfaction
Paxos app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store
Tiger Brokers app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store
Customer SupportAvailable resolution pathways and SLA
Paxos offers support through its help centre and official contact channels.
Check Paxos help centre for current support options
Tiger Brokers offers support through its help centre and official contact channels.
Check Tiger Brokers help centre for current support options
KYC Verification SpeedAccount activation timeline post-submission
Paxos KYC timelines depend on document quality and account type.
Verify current wait times in the Paxos app
Tiger Brokers KYC timelines depend on document quality and account type.
Verify current wait times in the Tiger Brokers app
Overall VerdictWealthBlueprint independent recommendation
IT'S A TIE — both score 4/5 stars.

Choose Paxos if you need: Financial institutions and businesses wanting prudentially regulated blockchain infrastructure for stablecoin issuance and asset tokenization.
Choose Tiger Brokers if you need: Global investors wanting access to US, Hong Kong, Singapore, and Australian markets in one app with professional-grade tools and competitive international fees.

➜ Your choice depends on your specific needs
Official WebsiteVisit platform to sign up or verify current fees
Visit Paxos ↗ Visit Tiger Brokers ↗
WealthBlueprint Verdict Summary
Paxos — Best For
Financial institutions and businesses wanting prudentially regulated blockchain infrastructure for stablecoin issuance and asset tokenization
✓ Strong in its core category
Tiger Brokers — Best For
Global investors wanting access to US, Hong Kong, Singapore, and Australian markets in one app with professional-grade tools and competitive international fees
✓ Strong in its core category

Not sure which is right for you?

Take our 2-minute financial literacy quiz to understand which platforms align with your income profile and goals.

From the WealthBlueprint Library

Knowledge is the best investment — start here:

📖 SPY vs VOO: Why SPY is Outperforming 📖 What Happens to Your 401k When You Leave a Job
More Comparisons Worth Reading

If fees and speed matter to you beyond Paxos, explore these next.

🔍 Karat vs CreditCards.com: Independent Audit 🔍 Karat vs Transak: Independent Audit