Independent Audit Report
OKX
VS
Till

A comprehensive 20-point independent audit covering fees, FX rates, settlement architecture, regulatory standing, customer protection, and real-world performance benchmarks.

20 Audit Criteria Independent Analysis Current Verified Data Live Benchmarks
TL;DR
OKX wins with 4/5 stars — best for Advanced crypto traders wanting spot, futures, options, DeFi, and NFTs on one pl. ⬇ Scroll for full 20-point audit
Best For
OKX vs Till
Advanced crypto traders wanting spot, futures, options, DeFi... vs Customers looking for financial services solutions
Fee Structure
OKX vs Till
0.08% maker / 0.1% taker on spot; futures fees from 0.02% ma... vs Custom pricing; not publicly listed
Rating
OKX vs Till
4/5 ★ vs 3/5 ★
OKX
Global Crypto Exchange & Web3 Wallet
Best For Advanced crypto traders wanting spot, futures, options, DeFi, and NFTs on one platform
Core Fee 0.08% maker / 0.1% taker on spot; futures fees from 0.02% maker
Settlement Instant spot and derivatives execution; crypto withdrawals minutes; fiat 1–3 days
Visit OKX ↗
Till
Financial Services Platform
Best For Customers looking for financial services solutions
Core Fee Custom pricing; not publicly listed
Settlement Real-time financial tools
Visit Till ↗
What This Audit Doesn't Cover: Real-time currency fluctuations, promotional offers, region-specific pricing, or temporary fee waivers. Always verify current rates, fees, and features directly with OKX and Till before making any financial decision.
Full 20-Point Audit Matrix
Verified current data across all key decision criteria
20 Criteria Compared
Audit Criterion OKX Till
WealthBlueprint RatingOverall score vs. all reviewed platforms (out of 5 stars)
4/5
OKX: rated on fees, features, safety & ease of use
3/5
Till: rated on fees, features, safety & ease of use
Transaction FeesPer-transfer costs, domestic & international
0.08% maker / 0.1% taker on spot; futures fees from 0.02% maker Custom pricing; not publicly listed
FX / Conversion SpreadMarkup above mid-market exchange rate
OKX charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Till charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Account MaintenanceMonthly or annual account-keeping charges
OKX applies account maintenance charges as described in its fee schedule. Pricing may vary by region.
Fees subject to change — verify before signing up
Custom/tiered pricing — Till's fee structure depends on your account tier or usage volume.
Fees subject to change — verify before signing up
Card Issuance FeesVirtual and physical card creation costs
OKX does not primarily offer physical cards — access is digital-first.
Check OKX app for current card fees
Till does not primarily offer physical cards — access is digital-first.
Check Till app for current card fees
Domestic SettlementLocal bank transfer completion time
OKX
Instant spot and derivatives execution; crypto withdrawals m
VS
Till
Real-time financial tools
✓ OKX is faster (instant vs Real-time financial tools)
Cross-Border SpeedInternational corridor settlement time
OKX is built for cross-border transactions. Delivery times depend on the corridor and partner network.
Check the app for live estimates
Till supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates
Uptime / ReliabilityReported annual platform availability rate
OKX publishes service status updates on its official status page for transparency.
Check OKX status page for incident history
Till publishes service status updates on its official status page for transparency.
Check Till status page for incident history
Regulatory LicensesGoverning bodies and jurisdictions
Proof-of-Reserves published monthly; 95% cold storage; US users restricted; global MSB licenses
✓ Licensed
Standard financial data security
✓ Licensed
Deposit InsuranceGovernment-backed protection scheme
OKX holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with OKX
Till holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with Till
2FA & AuthenticationMulti-factor security implementation
OKX supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Till supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Fraud DetectionAI/ML-powered transaction monitoring
OKX monitors transactions for anomalies in real time. You can freeze your card instantly from the app.
✓ Real-time monitoring
Till employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring
Ideal Use CasePrimary audience and core value proposition
OKX
Advanced crypto traders wanting spot, futures, options, DeFi, and NFTs on one platform
Till
Customers looking for financial services solutions
Platform ClassificationRegulatory and product category
Global Crypto Exchange & Web3 Wallet Financial Services Platform
Withdrawal LimitsDaily / weekly transfer and cash-out caps
OKX applies daily and monthly withdrawal limits based on your account verification tier.
Log in to see your current limits
Till withdrawal limits vary by account type and KYC level.
Log in to see your current limits
Supported CurrenciesFiat and digital asset coverage
OKX supports multiple fiat currencies and/or digital assets.
Check OKX official site for full currency list
Till supports the currencies and assets listed in its official documentation.
Check Till official site for full currency list
App Store RatingAggregate iOS + Android user satisfaction
OKX is available on both iOS and Android. Rating varies by region.
Verify live ratings on the App Store
Till app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store
Customer SupportAvailable resolution pathways and SLA
OKX offers support through its help centre and official contact channels.
Check OKX help centre for current support options
Till routes support through its official help channels. Priority queue access varies by plan.
Check Till help centre for current support options
KYC Verification SpeedAccount activation timeline post-submission
OKX typically verifies personal accounts within minutes to 24 hours with a valid ID.
Verify current wait times in the OKX app
Till KYC timelines depend on document quality and account type.
Verify current wait times in the Till app
Overall VerdictWealthBlueprint independent recommendation
OKX WINS with 4/5 stars vs 3/5.

Why: OKX excels at Advanced crypto traders wanting spot, futures, options, DeFi, and NFTs on one platform.

✓ Choose OKX if Advanced crypto traders wanting spot, futures, options, DeFi, and NFTs on one platform
➜ Till is still solid for Customers looking for financial services solutions
Official WebsiteVisit platform to sign up or verify current fees
Visit OKX ↗ Visit Till ↗

Choose OKX If:

  • You need Advanced crypto traders wanting spot, futures, options, DeFi
  • You prefer 0.08% maker / 0.1% taker on spot; future
  • You value Instant spot and derivatives execution;

Choose Till If:

  • You need Customers looking for financial services solutions
  • You prefer Custom pricing; not publicly listed
  • You value Real-time financial tools
WealthBlueprint Verdict Summary
OKX — Best For
Advanced crypto traders wanting spot, futures, options, DeFi, and NFTs on one platform
✓ Strong in its core category
Till — Best For
Customers looking for financial services solutions
✓ Strong in its core category

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