Independent Audit Report
MetaMask
VS
Till

A comprehensive 20-point independent audit covering fees, FX rates, settlement architecture, regulatory standing, customer protection, and real-world performance benchmarks.

20 Audit Criteria Independent Analysis Current Verified Data Live Benchmarks
MetaMask
Self-Custodial Crypto Wallet & DeFi Gateway
Best For Anyone wanting a secure, self-custodial wallet to interact with Ethere
Core Fee Free wallet; network fees apply for transactions; features p
Settlement Instant on-chain transactions; integrated swaps with bridgin
Visit MetaMask ↗
Till
Financial Services Platform
Best For Customers looking for financial services solutions
Core Fee Custom pricing; not publicly listed
Settlement Real-time financial tools
Visit Till ↗
Full 20-Point Audit Matrix
Verified current data across all key decision criteria
20 Criteria Compared
Audit Criterion MetaMask Till
WealthBlueprint RatingOverall score vs. all reviewed platforms (out of 5 stars)
4/5
MetaMask: rated on fees, features, safety & ease of use
3/5
Till: rated on fees, features, safety & ease of use
Transaction FeesPer-transfer costs, domestic & international
Free wallet; network fees apply for transactions; features premium subscription (Transaction Protection). Custom pricing; not publicly listed
FX / Conversion SpreadMarkup above mid-market exchange rate
MetaMask charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Till charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Account MaintenanceMonthly or annual account-keeping charges
No monthly fees — MetaMask does not charge recurring maintenance fees.
Fees subject to change — verify before signing up
Custom/tiered pricing — Till's fee structure depends on your account tier or usage volume.
Fees subject to change — verify before signing up
Card Issuance FeesVirtual and physical card creation costs
MetaMask does not primarily offer physical cards — access is digital-first.
Check MetaMask app for current card fees
Till does not primarily offer physical cards — access is digital-first.
Check Till app for current card fees
Domestic SettlementLocal bank transfer completion time
MetaMask
Instant on-chain transactions; integrated swaps with bridgin
VS
Till
Real-time financial tools
✓ MetaMask is faster (instant vs Real-time financial tools)
Cross-Border SpeedInternational corridor settlement time
MetaMask supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates
Till supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates
Uptime / ReliabilityReported annual platform availability rate
MetaMask publishes service status updates on its official status page for transparency.
Check MetaMask status page for incident history
Till publishes service status updates on its official status page for transparency.
Check Till status page for incident history
Regulatory LicensesGoverning bodies and jurisdictions
Self-custodial, meaning you control your keys; Transaction Protection subscription provides up to $10,000/month in coverage; AI-agent wallet with mandatory security checks.
✓ Licensed
Standard financial data security
✓ Licensed
Deposit InsuranceGovernment-backed protection scheme
MetaMask holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with MetaMask
Till holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with Till
2FA & AuthenticationMulti-factor security implementation
MetaMask supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Till supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Fraud DetectionAI/ML-powered transaction monitoring
MetaMask monitors transactions for anomalies in real time. You can freeze your card instantly from the app.
✓ Real-time monitoring
Till employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring
Ideal Use CasePrimary audience and core value proposition
MetaMask
Anyone wanting a secure, self-custodial wallet to interact with Ethereum, Solana, Bitcoin, and other major blockchains, including DeFi and NFT users.
Till
Customers looking for financial services solutions
Platform ClassificationRegulatory and product category
Self-Custodial Crypto Wallet & DeFi Gateway Financial Services Platform
Withdrawal LimitsDaily / weekly transfer and cash-out caps
MetaMask applies daily and monthly withdrawal limits based on your account verification tier.
Log in to see your current limits
Till withdrawal limits vary by account type and KYC level.
Log in to see your current limits
Supported CurrenciesFiat and digital asset coverage
MetaMask supports the currencies and assets listed in its official documentation.
Check MetaMask official site for full currency list
Till supports the currencies and assets listed in its official documentation.
Check Till official site for full currency list
App Store RatingAggregate iOS + Android user satisfaction
MetaMask is available on both iOS and Android. Rating varies by region.
Verify live ratings on the App Store
Till app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store
Customer SupportAvailable resolution pathways and SLA
MetaMask offers support through its help centre and official contact channels.
Check MetaMask help centre for current support options
Till routes support through its official help channels. Priority queue access varies by plan.
Check Till help centre for current support options
KYC Verification SpeedAccount activation timeline post-submission
MetaMask typically verifies personal accounts within minutes to 24 hours with a valid ID.
Verify current wait times in the MetaMask app
Till KYC timelines depend on document quality and account type.
Verify current wait times in the Till app
Overall VerdictWealthBlueprint independent recommendation
MetaMask WINS with 4/5 stars vs 3/5.

Why: MetaMask excels at Anyone wanting a secure, self-custodial wallet to interact with Ethereum, Solana, Bitcoin, and other major blockchains, including DeFi and NFT users..

✓ Choose MetaMask if Anyone wanting a secure, self-custodial
➜ Till is still solid for Customers looking for financial services
Official WebsiteVisit platform to sign up or verify current fees
Visit MetaMask ↗ Visit Till ↗
WealthBlueprint Verdict Summary
MetaMask — Best For
Anyone wanting a secure, self-custodial wallet to interact with Ethereum, Solana, Bitcoin, and other major blockchains, including DeFi and NFT users.
✓ Strong in its core category
Till — Best For
Customers looking for financial services solutions
✓ Strong in its core category

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