Forge Global
Pre-IPO & Private Market Securities Brokerage
Best For
Accredited investors wanting to buy and sell pre-IPO shares of late-st
Core Fee
Transaction fees of 3%–5% of deal value; accredited investor
Settlement
Deal matching typically takes 1–4 weeks; settlements via SEC
Lithic
Card Issuing & Payments Infrastructure
Best For
Fintechs and businesses wanting to launch custom Visa/Mastercard card
Core Fee
B2B enterprise pricing; varies by transaction volume, card p
Settlement
99.99%+ uptime; sub-100ms authorization times; instant virtu
Full 20-Point Audit Matrix
Verified current data across all key decision criteria
| Audit Criterion | Forge Global | Lithic |
|---|---|---|
WealthBlueprint RatingOverall score vs. all reviewed platforms (out of 5 stars) |
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| Cost Structure & Fees | ||
Transaction FeesPer-transfer costs, domestic & international |
Transaction fees of 3%–5% of deal value; accredited investor minimum typically $100,000+; acquired by Charles Schwab in 2025 for $660M | B2B enterprise pricing; varies by transaction volume, card program type, and features |
FX / Conversion SpreadMarkup above mid-market exchange rate |
Forge Global charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app |
Lithic charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app |
Account MaintenanceMonthly or annual account-keeping charges |
Forge Global applies account maintenance charges as described in its fee schedule. Pricing may vary by region.
Fees subject to change — verify before signing up |
Custom/tiered pricing — Lithic's fee structure depends on your account tier or usage volume.
Fees subject to change — verify before signing up |
Card Issuance FeesVirtual and physical card creation costs |
Forge Global does not primarily offer physical cards — access is digital-first.
Check Forge Global app for current card fees |
Lithic offers virtual and physical cards.
Check the Lithic app under card settings for current issuance fees.
Check Lithic app for current card fees |
| Settlement Speed & Reliability | ||
Domestic SettlementLocal bank transfer completion time |
Forge Global
Deal matching typically takes 1–4 weeks; settlements via SEC
VS
Lithic
99.99%+ uptime; sub-100ms authorization times; instant virtu
✓ Lithic is faster (instant vs Deal matching typically takes )
|
|
Cross-Border SpeedInternational corridor settlement time |
Forge Global supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates |
Lithic supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates |
Uptime / ReliabilityReported annual platform availability rate |
Forge Global publishes service status updates on its official status page for transparency.
Check Forge Global status page for incident history |
Lithic publishes service status updates on its official status page for transparency.
Check Lithic status page for incident history |
| Security & Regulatory Standing | ||
Regulatory LicensesGoverning bodies and jurisdictions |
FINRA/SIPC member (up to $500,000); SEC-registered broker-dealer; now part of Charles Schwab ecosystem; AML/KYC compliant; 256-bit encryption
✓ Licensed |
Enterprise-grade security; scalable infrastructure; 99.99% uptime; supports unlimited card creation; multi-campaign management
✓ Licensed |
Deposit InsuranceGovernment-backed protection scheme |
Forge Global holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with Forge Global |
Lithic holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with Lithic |
2FA & AuthenticationMulti-factor security implementation |
Forge Global supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account |
Lithic supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account |
Fraud DetectionAI/ML-powered transaction monitoring |
Forge Global employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring |
Lithic employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring |
| Features, Limits & Access | ||
Ideal Use CasePrimary audience and core value proposition |
Forge Global
Accredited investors wanting to buy and sell pre-IPO shares of late-stage private companies like Stripe, SpaceX, and Databricks before they go public
Lithic
Fintechs and businesses wanting to launch custom Visa/Mastercard card programs with instant virtual and physical card issuance
|
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Platform ClassificationRegulatory and product category |
Pre-IPO & Private Market Securities Brokerage | Card Issuing & Payments Infrastructure |
Withdrawal LimitsDaily / weekly transfer and cash-out caps |
Forge Global withdrawal limits vary by account type and KYC level.
Log in to see your current limits |
Lithic withdrawal limits vary by account type and KYC level.
Log in to see your current limits |
Supported CurrenciesFiat and digital asset coverage |
Forge Global supports the currencies and assets listed in its official documentation.
Check Forge Global official site for full currency list |
Lithic supports the currencies and assets listed in its official documentation.
Check Lithic official site for full currency list |
| User Experience & Support | ||
App Store RatingAggregate iOS + Android user satisfaction |
Forge Global app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store |
Lithic app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store |
Customer SupportAvailable resolution pathways and SLA |
Forge Global offers support through its help centre and official contact channels.
Check Forge Global help centre for current support options |
Lithic offers support through its help centre and official contact channels.
Check Lithic help centre for current support options |
KYC Verification SpeedAccount activation timeline post-submission |
Forge Global KYC timelines depend on document quality and account type.
Verify current wait times in the Forge Global app |
Lithic KYC timelines depend on document quality and account type.
Verify current wait times in the Lithic app |
Overall VerdictWealthBlueprint independent recommendation |
IT'S A TIE — both score 4/5 stars.
Choose Forge Global if you need: Accredited investors wanting to buy and sell pre-IPO shares of late-stage private companies like Stripe, SpaceX, and Databricks before they go public. Choose Lithic if you need: Fintechs and businesses wanting to launch custom Visa/Mastercard card programs with instant virtual and physical card issuance. ➜ Your choice depends on your specific needs |
|
Official WebsiteVisit platform to sign up or verify current fees |
Visit Forge Global ↗ | Visit Lithic ↗ |
WealthBlueprint Verdict Summary
Forge Global — Best For
Accredited investors wanting to buy and sell pre-IPO shares of late-stage private companies like Stripe, SpaceX, and Databricks before they go public
✓ Strong in its core category
Lithic — Best For
Fintechs and businesses wanting to launch custom Visa/Mastercard card programs with instant virtual and physical card issuance
✓ Strong in its core category
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