Independent Audit Report
Exodus
VS
Puzzle

A comprehensive 20-point independent audit covering fees, FX rates, settlement architecture, regulatory standing, customer protection, and real-world performance benchmarks.

20 Audit Criteria Independent Analysis Current Verified Data Live Benchmarks
Exodus
Self-Custodial Crypto Wallet & Exchange
Best For Crypto beginners and intermediate users wanting a beautiful, intuitive
Core Fee Free wallet; network fees (gas) apply for blockchain transac
Settlement Real-time portfolio tracking; instant swaps; supports 260+ c
Visit Exodus ↗
Puzzle
Project Management & Collaboration Software — Limited Consumer Data
Best For Teams wanting organized project management, task tracking, and collabo
Core Fee Pricing varies; likely tiered based on team size and feature
Settlement Real-time task updates; collaboration features; integrations
Visit Puzzle ↗
Full 20-Point Audit Matrix
Verified current data across all key decision criteria
20 Criteria Compared
Audit Criterion Exodus Puzzle
WealthBlueprint RatingOverall score vs. all reviewed platforms (out of 5 stars)
4/5
Exodus: rated on fees, features, safety & ease of use
3/5
Puzzle: rated on fees, features, safety & ease of use
Transaction FeesPer-transfer costs, domestic & international
Free wallet; network fees (gas) apply for blockchain transactions; swap fees apply for in-app exchanges; no hidden fees Pricing varies; likely tiered based on team size and features; no public pricing immediately available
FX / Conversion SpreadMarkup above mid-market exchange rate
Exodus charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Puzzle charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Account MaintenanceMonthly or annual account-keeping charges
No monthly fees — Exodus does not charge recurring maintenance fees.
Fees subject to change — verify before signing up
Custom/tiered pricing — Puzzle's fee structure depends on your account tier or usage volume.
Fees subject to change — verify before signing up
Card Issuance FeesVirtual and physical card creation costs
Exodus does not primarily offer physical cards — access is digital-first.
Check Exodus app for current card fees
Puzzle does not primarily offer physical cards — access is digital-first.
Check Puzzle app for current card fees
Domestic SettlementLocal bank transfer completion time
Exodus
Real-time portfolio tracking; instant swaps; supports 260+ c
VS
Puzzle
Real-time task updates; collaboration features; integrations
✓ Exodus is faster (instant vs Real-time task updates; collab)
Cross-Border SpeedInternational corridor settlement time
Exodus supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates
Puzzle supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates
Uptime / ReliabilityReported annual platform availability rate
Exodus publishes service status updates on its official status page for transparency.
Check Exodus status page for incident history
Puzzle publishes service status updates on its official status page for transparency.
Check Puzzle status page for incident history
Regulatory LicensesGoverning bodies and jurisdictions
Self-custodial (you control private keys); local data storage; optional Trezor integration for hardware wallet; no account registration or identity verification required
✓ Licensed
Standard SaaS security; user permissions and access controls; data encryption
✓ Licensed
Deposit InsuranceGovernment-backed protection scheme
Exodus holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with Exodus
Puzzle holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with Puzzle
2FA & AuthenticationMulti-factor security implementation
Exodus supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Puzzle supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Fraud DetectionAI/ML-powered transaction monitoring
Exodus monitors transactions for anomalies in real time. You can freeze your card instantly from the app.
✓ Real-time monitoring
Puzzle employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring
Ideal Use CasePrimary audience and core value proposition
Exodus
Crypto beginners and intermediate users wanting a beautiful, intuitive desktop and mobile wallet with built-in exchange and staking
Puzzle
Teams wanting organized project management, task tracking, and collaboration tools
Platform ClassificationRegulatory and product category
Self-Custodial Crypto Wallet & Exchange Project Management & Collaboration Software — Limited Consumer Data
Withdrawal LimitsDaily / weekly transfer and cash-out caps
Exodus applies daily and monthly withdrawal limits based on your account verification tier.
Log in to see your current limits
Puzzle withdrawal limits vary by account type and KYC level.
Log in to see your current limits
Supported CurrenciesFiat and digital asset coverage
Exodus supports the currencies and assets listed in its official documentation.
Check Exodus official site for full currency list
Puzzle supports the currencies and assets listed in its official documentation.
Check Puzzle official site for full currency list
App Store RatingAggregate iOS + Android user satisfaction
Exodus is available on both iOS and Android. Rating varies by region.
Verify live ratings on the App Store
Puzzle app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store
Customer SupportAvailable resolution pathways and SLA
Exodus offers support through its help centre and official contact channels.
Check Exodus help centre for current support options
Puzzle offers support through its help centre and official contact channels.
Check Puzzle help centre for current support options
KYC Verification SpeedAccount activation timeline post-submission
Exodus typically verifies personal accounts within minutes to 24 hours with a valid ID.
Verify current wait times in the Exodus app
Puzzle KYC timelines depend on document quality and account type.
Verify current wait times in the Puzzle app
Overall VerdictWealthBlueprint independent recommendation
Exodus WINS with 4/5 stars vs 3/5.

Why: Exodus excels at Crypto beginners and intermediate users wanting a beautiful, intuitive desktop and mobile wallet with built-in exchange and staking.

✓ Choose Exodus if Crypto beginners and intermediate users
➜ Puzzle is still solid for Teams wanting organized project manageme
Official WebsiteVisit platform to sign up or verify current fees
Visit Exodus ↗ Visit Puzzle ↗
WealthBlueprint Verdict Summary
Exodus — Best For
Crypto beginners and intermediate users wanting a beautiful, intuitive desktop and mobile wallet with built-in exchange and staking
✓ Strong in its core category
Puzzle — Best For
Teams wanting organized project management, task tracking, and collaboration tools
✓ Strong in its core category

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