Independent Audit Report
Ellevest
VS
Till

A comprehensive 20-point independent audit covering fees, FX rates, settlement architecture, regulatory standing, customer protection, and real-world performance benchmarks.

20 Audit Criteria Independent Analysis Current Verified Data Live Benchmarks
TL;DR
It's a tie! Both score 3/5 stars. Choose Ellevest if you need High-net-worth women ($500,000+) seeking gender-aware portfo, or Till if you need Customers looking for financial services solutions. ⬇ Scroll for full 20-point audit
Best For
Ellevest vs Till
High-net-worth women ($500,000+) seeking gender-aware portfo... vs Customers looking for financial services solutions
Fee Structure
Ellevest vs Till
0.35%–1.25% AUM fee for wealth management ($500,000+ minimum... vs Custom pricing; not publicly listed
Rating
Ellevest vs Till
3/5 ★ vs 3/5 ★
Ellevest
Women-Focused Wealth Management Firm
Best For High-net-worth women ($500,000+) seeking gender-aware portfolio management, CFP-staffed advisory team, impact investing, and holistic financial planning
Core Fee 0.35%–1.25% AUM fee for wealth management ($500,000+ minimum); flat $3,600/year for financial planning only; automated investing discontinued Feb 2025 (moved to Betterment)
Settlement Personalized advisory onboarding; portfolio management by dedicated CFP/CFA team; impact portfolios invest in women-led and ESG-aligned companies
Visit Ellevest ↗
Till
Financial Services Platform
Best For Customers looking for financial services solutions
Core Fee Custom pricing; not publicly listed
Settlement Real-time financial tools
Visit Till ↗
What This Audit Doesn't Cover: Real-time currency fluctuations, promotional offers, region-specific pricing, or temporary fee waivers. Always verify current rates, fees, and features directly with Ellevest and Till before making any financial decision.
Full 20-Point Audit Matrix
Verified current data across all key decision criteria
20 Criteria Compared
Audit Criterion Ellevest Till
WealthBlueprint RatingOverall score vs. all reviewed platforms (out of 5 stars)
3/5
Ellevest: rated on fees, features, safety & ease of use
3/5
Till: rated on fees, features, safety & ease of use
Transaction FeesPer-transfer costs, domestic & international
0.35%–1.25% AUM fee for wealth management ($500,000+ minimum); flat $3,600/year for financial planning only; automated investing discontinued Feb 2025 (moved to Betterment) Custom pricing; not publicly listed
FX / Conversion SpreadMarkup above mid-market exchange rate
Ellevest charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Till charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Account MaintenanceMonthly or annual account-keeping charges
Ellevest applies account maintenance charges as described in its fee schedule. Pricing may vary by region.
Fees subject to change — verify before signing up
Custom/tiered pricing — Till's fee structure depends on your account tier or usage volume.
Fees subject to change — verify before signing up
Card Issuance FeesVirtual and physical card creation costs
Ellevest does not primarily offer physical cards — access is digital-first.
Check Ellevest app for current card fees
Till does not primarily offer physical cards — access is digital-first.
Check Till app for current card fees
Domestic SettlementLocal bank transfer completion time
Ellevest
Personalized advisory onboarding; portfolio management by de
VS
Till
Real-time financial tools
Both platforms offer comparable settlement speeds.
Cross-Border SpeedInternational corridor settlement time
Ellevest supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates
Till supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates
Uptime / ReliabilityReported annual platform availability rate
Ellevest publishes service status updates on its official status page for transparency.
Check Ellevest status page for incident history
Till publishes service status updates on its official status page for transparency.
Check Till status page for incident history
Regulatory LicensesGoverning bodies and jurisdictions
SEC-registered investment advisor (RIA); over $2B in AUM; fiduciary standard legally bound to act in client interest; all-female advisory team
✓ Licensed
Standard financial data security
✓ Licensed
Deposit InsuranceGovernment-backed protection scheme
Ellevest holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with Ellevest
Till holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with Till
2FA & AuthenticationMulti-factor security implementation
Ellevest supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Till supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Fraud DetectionAI/ML-powered transaction monitoring
Ellevest employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring
Till employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring
Ideal Use CasePrimary audience and core value proposition
Ellevest
High-net-worth women ($500,000+) seeking gender-aware portfolio management, CFP-staffed advisory team, impact investing, and holistic financial planning
Till
Customers looking for financial services solutions
Platform ClassificationRegulatory and product category
Women-Focused Wealth Management Firm Financial Services Platform
Withdrawal LimitsDaily / weekly transfer and cash-out caps
Ellevest withdrawal limits vary by account type and KYC level.
Log in to see your current limits
Till withdrawal limits vary by account type and KYC level.
Log in to see your current limits
Supported CurrenciesFiat and digital asset coverage
Ellevest supports the currencies and assets listed in its official documentation.
Check Ellevest official site for full currency list
Till supports the currencies and assets listed in its official documentation.
Check Till official site for full currency list
App Store RatingAggregate iOS + Android user satisfaction
Ellevest app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store
Till app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store
Customer SupportAvailable resolution pathways and SLA
Ellevest offers support through its help centre and official contact channels.
Check Ellevest help centre for current support options
Till routes support through its official help channels. Priority queue access varies by plan.
Check Till help centre for current support options
KYC Verification SpeedAccount activation timeline post-submission
Ellevest KYC timelines depend on document quality and account type.
Verify current wait times in the Ellevest app
Till KYC timelines depend on document quality and account type.
Verify current wait times in the Till app
Overall VerdictWealthBlueprint independent recommendation
IT'S A TIE — both score 3/5 stars.

Choose Ellevest if you need: High-net-worth women ($500,000+) seeking gender-aware portfolio management, CFP-staffed advisory team, impact investing, and holistic financial planning.
Choose Till if you need: Customers looking for financial services solutions.

➜ Your choice depends on your specific needs
Official WebsiteVisit platform to sign up or verify current fees
Visit Ellevest ↗ Visit Till ↗

Choose Ellevest If:

  • You need High-net-worth women ($500,000+) seeking gender-aware portfo
  • You prefer 0.35%–1.25% AUM fee for wealth managemen
  • You value Personalized advisory onboarding; portfo

Choose Till If:

  • You need Customers looking for financial services solutions
  • You prefer Custom pricing; not publicly listed
  • You value Real-time financial tools
WealthBlueprint Verdict Summary
Ellevest — Best For
High-net-worth women ($500,000+) seeking gender-aware portfolio management, CFP-staffed advisory team, impact investing, and holistic financial planning
✓ Strong in its core category
Till — Best For
Customers looking for financial services solutions
✓ Strong in its core category

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