Independent Audit Report
Arrived
VS
MetaMask

A comprehensive 20-point independent audit covering fees, FX rates, settlement architecture, regulatory standing, customer protection, and real-world performance benchmarks.

20 Audit Criteria Independent Analysis Current Verified Data Live Benchmarks
Arrived
Fractional Rental Property Investment
Best For Non-accredited investors wanting passive rental income from single-fam
Core Fee 3.5% sourcing fee on purchase; 0.15% AUM fee; 5% property ma
Settlement Quarterly dividend distributions; illiquid 5–7 year hold; se
Visit Arrived ↗
MetaMask
Self-Custodial Crypto Wallet & DeFi Gateway
Best For Anyone wanting a secure, self-custodial wallet to interact with Ethere
Core Fee Free wallet; network fees apply for transactions; features p
Settlement Instant on-chain transactions; integrated swaps with bridgin
Visit MetaMask ↗
Full 20-Point Audit Matrix
Verified current data across all key decision criteria
20 Criteria Compared
Audit Criterion Arrived MetaMask
WealthBlueprint RatingOverall score vs. all reviewed platforms (out of 5 stars)
4/5
Arrived: rated on fees, features, safety & ease of use
4/5
MetaMask: rated on fees, features, safety & ease of use
Transaction FeesPer-transfer costs, domestic & international
3.5% sourcing fee on purchase; 0.15% AUM fee; 5% property management fee on rent Free wallet; network fees apply for transactions; features premium subscription (Transaction Protection).
FX / Conversion SpreadMarkup above mid-market exchange rate
Arrived charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
MetaMask charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Account MaintenanceMonthly or annual account-keeping charges
Arrived applies account maintenance charges as described in its fee schedule. Pricing may vary by region.
Fees subject to change — verify before signing up
No monthly fees — MetaMask does not charge recurring maintenance fees.
Fees subject to change — verify before signing up
Card Issuance FeesVirtual and physical card creation costs
Arrived does not primarily offer physical cards — access is digital-first.
Check Arrived app for current card fees
MetaMask does not primarily offer physical cards — access is digital-first.
Check MetaMask app for current card fees
Domestic SettlementLocal bank transfer completion time
Arrived
Quarterly dividend distributions; illiquid 5–7 year hold; se
VS
MetaMask
Instant on-chain transactions; integrated swaps with bridgin
✓ MetaMask is faster (instant vs Quarterly dividend distributio)
Cross-Border SpeedInternational corridor settlement time
Arrived supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates
MetaMask supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates
Uptime / ReliabilityReported annual platform availability rate
Arrived publishes service status updates on its official status page for transparency.
Check Arrived status page for incident history
MetaMask publishes service status updates on its official status page for transparency.
Check MetaMask status page for incident history
Regulatory LicensesGoverning bodies and jurisdictions
SEC-qualified Reg A+ offering; each property held in separate LLC; not FDIC insured
✓ Licensed
Self-custodial, meaning you control your keys; Transaction Protection subscription provides up to $10,000/month in coverage; AI-agent wallet with mandatory security checks.
✓ Licensed
Deposit InsuranceGovernment-backed protection scheme
FDIC insured — your funds are protected up to applicable limits.
Verify current coverage directly with Arrived
MetaMask holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with MetaMask
2FA & AuthenticationMulti-factor security implementation
Arrived supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
MetaMask supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Fraud DetectionAI/ML-powered transaction monitoring
Arrived employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring
MetaMask monitors transactions for anomalies in real time. You can freeze your card instantly from the app.
✓ Real-time monitoring
Ideal Use CasePrimary audience and core value proposition
Arrived
Non-accredited investors wanting passive rental income from single-family homes from $100
MetaMask
Anyone wanting a secure, self-custodial wallet to interact with Ethereum, Solana, Bitcoin, and other major blockchains, including DeFi and NFT users.
Platform ClassificationRegulatory and product category
Fractional Rental Property Investment Self-Custodial Crypto Wallet & DeFi Gateway
Withdrawal LimitsDaily / weekly transfer and cash-out caps
Arrived withdrawal limits vary by account type and KYC level.
Log in to see your current limits
MetaMask applies daily and monthly withdrawal limits based on your account verification tier.
Log in to see your current limits
Supported CurrenciesFiat and digital asset coverage
Arrived supports the currencies and assets listed in its official documentation.
Check Arrived official site for full currency list
MetaMask supports the currencies and assets listed in its official documentation.
Check MetaMask official site for full currency list
App Store RatingAggregate iOS + Android user satisfaction
Arrived app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store
MetaMask is available on both iOS and Android. Rating varies by region.
Verify live ratings on the App Store
Customer SupportAvailable resolution pathways and SLA
Arrived offers support through its help centre and official contact channels.
Check Arrived help centre for current support options
MetaMask offers support through its help centre and official contact channels.
Check MetaMask help centre for current support options
KYC Verification SpeedAccount activation timeline post-submission
Arrived KYC timelines depend on document quality and account type.
Verify current wait times in the Arrived app
MetaMask typically verifies personal accounts within minutes to 24 hours with a valid ID.
Verify current wait times in the MetaMask app
Overall VerdictWealthBlueprint independent recommendation
IT'S A TIE — both score 4/5 stars.

Choose Arrived if you need: Non-accredited investors wanting passive rental income from single-family homes from $100.
Choose MetaMask if you need: Anyone wanting a secure, self-custodial wallet to interact with Ethereum, Solana, Bitcoin, and other major blockchains, including DeFi and NFT users..

➜ Your choice depends on your specific needs
Official WebsiteVisit platform to sign up or verify current fees
Visit Arrived ↗ Visit MetaMask ↗
WealthBlueprint Verdict Summary
Arrived — Best For
Non-accredited investors wanting passive rental income from single-family homes from $100
✓ Strong in its core category
MetaMask — Best For
Anyone wanting a secure, self-custodial wallet to interact with Ethereum, Solana, Bitcoin, and other major blockchains, including DeFi and NFT users.
✓ Strong in its core category

Not sure which is right for you?

Take our 2-minute financial literacy quiz to understand which platforms align with your income profile and goals.

From the WealthBlueprint Library

Related insights from the WealthBlueprint library:

📖 How to Get a Credit Limit Increase 📖 Best Businesses for Women to Start
More Comparisons Worth Reading

MetaMask alternatives worth auditing before you decide:

🔍 Karat vs Public.com: Independent Audit 🔍 Karat vs Fundrise: Independent Audit