Independent Audit Report
Arrived
VS
Deel

A comprehensive 20-point independent audit covering fees, FX rates, settlement architecture, regulatory standing, customer protection, and real-world performance benchmarks.

20 Audit Criteria Independent Analysis Current Verified Data Live Benchmarks
Arrived
Fractional Rental Property Investment
Best For Non-accredited investors wanting passive rental income from single-fam
Core Fee 3.5% sourcing fee on purchase; 0.15% AUM fee; 5% property ma
Settlement Quarterly dividend distributions; illiquid 5–7 year hold; se
Visit Arrived ↗
Deel
Global HR & Payroll Platform (EOR, Contractors, Payroll)
Best For Large multinationals and growing companies needing global hiring, cont
Core Fee EOR: $599/employee/month + country surcharges ($50-$150/mont
Settlement Deel Payroll onboarding: 48 hours to several days; 4.7/5 G2
Visit Deel ↗
Full 20-Point Audit Matrix
Verified current data across all key decision criteria
20 Criteria Compared
Audit Criterion Arrived Deel
WealthBlueprint RatingOverall score vs. all reviewed platforms (out of 5 stars)
4/5
Arrived: rated on fees, features, safety & ease of use
4/5
Deel: rated on fees, features, safety & ease of use
Transaction FeesPer-transfer costs, domestic & international
3.5% sourcing fee on purchase; 0.15% AUM fee; 5% property management fee on rent EOR: $599/employee/month + country surcharges ($50-$150/month in select markets like India); custom enterprise pricing
FX / Conversion SpreadMarkup above mid-market exchange rate
Arrived charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Deel charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Account MaintenanceMonthly or annual account-keeping charges
Arrived applies account maintenance charges as described in its fee schedule. Pricing may vary by region.
Fees subject to change — verify before signing up
Subscription-based — Deel charges a recurring fee starting at EOR: $599/employee/month + cou.
Fees subject to change — verify before signing up
Card Issuance FeesVirtual and physical card creation costs
Arrived does not primarily offer physical cards — access is digital-first.
Check Arrived app for current card fees
Deel does not primarily offer physical cards — access is digital-first.
Check Deel app for current card fees
Domestic SettlementLocal bank transfer completion time
Arrived
Quarterly dividend distributions; illiquid 5–7 year hold; se
VS
Deel
Deel Payroll onboarding: 48 hours to several days; 4.7/5 G2
Both platforms offer comparable settlement speeds.
Cross-Border SpeedInternational corridor settlement time
Arrived supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates
Deel is built for cross-border transactions. Delivery times depend on the corridor and partner network.
Check the app for live estimates
Uptime / ReliabilityReported annual platform availability rate
Arrived publishes service status updates on its official status page for transparency.
Check Arrived status page for incident history
Deel publishes service status updates on its official status page for transparency.
Check Deel status page for incident history
Regulatory LicensesGoverning bodies and jurisdictions
SEC-qualified Reg A+ offering; each property held in separate LLC; not FDIC insured
✓ Licensed
Late-stage unicorn; G2 category leader; owned subsidiaries and partner network; country-specific compliance;
✓ Licensed
Deposit InsuranceGovernment-backed protection scheme
FDIC insured — your funds are protected up to applicable limits.
Verify current coverage directly with Arrived
Deel holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with Deel
2FA & AuthenticationMulti-factor security implementation
Arrived supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Deel supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Fraud DetectionAI/ML-powered transaction monitoring
Arrived employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring
Deel employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring
Ideal Use CasePrimary audience and core value proposition
Arrived
Non-accredited investors wanting passive rental income from single-family homes from $100
Deel
Large multinationals and growing companies needing global hiring, contractor payments, and payroll across 150+ countries
Platform ClassificationRegulatory and product category
Fractional Rental Property Investment Global HR & Payroll Platform (EOR, Contractors, Payroll)
Withdrawal LimitsDaily / weekly transfer and cash-out caps
Arrived withdrawal limits vary by account type and KYC level.
Log in to see your current limits
Deel withdrawal limits vary by account type and KYC level.
Log in to see your current limits
Supported CurrenciesFiat and digital asset coverage
Arrived supports the currencies and assets listed in its official documentation.
Check Arrived official site for full currency list
Deel supports multiple fiat currencies and/or digital assets.
Check Deel official site for full currency list
App Store RatingAggregate iOS + Android user satisfaction
Arrived app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store
Deel app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store
Customer SupportAvailable resolution pathways and SLA
Arrived offers support through its help centre and official contact channels.
Check Arrived help centre for current support options
Deel routes support through its official help channels. Priority queue access varies by plan.
Check Deel help centre for current support options
KYC Verification SpeedAccount activation timeline post-submission
Arrived KYC timelines depend on document quality and account type.
Verify current wait times in the Arrived app
Deel KYC timelines depend on document quality and account type.
Verify current wait times in the Deel app
Overall VerdictWealthBlueprint independent recommendation
IT'S A TIE — both score 4/5 stars.

Choose Arrived if you need: Non-accredited investors wanting passive rental income from single-family homes from $100.
Choose Deel if you need: Large multinationals and growing companies needing global hiring, contractor payments, and payroll across 150+ countries.

➜ Your choice depends on your specific needs
Official WebsiteVisit platform to sign up or verify current fees
Visit Arrived ↗ Visit Deel ↗
WealthBlueprint Verdict Summary
Arrived — Best For
Non-accredited investors wanting passive rental income from single-family homes from $100
✓ Strong in its core category
Deel — Best For
Large multinationals and growing companies needing global hiring, contractor payments, and payroll across 150+ countries
✓ Strong in its core category

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