Independent Audit Report
Airbase (Paylocity Company)
VS
Lolli

A comprehensive 20-point independent audit covering fees, FX rates, settlement architecture, regulatory standing, customer protection, and real-world performance benchmarks.

20 Audit Criteria Independent Analysis Current Verified Data Live Benchmarks
Airbase (Paylocity Company)
Unified Spend Management Platform (Cards, AP, Reimbursements)
Best For Mid-sized to large companies wanting a single platform for corporate c
Core Fee Custom pricing based on company size, transaction volume, an
Settlement Real-time spend dashboards; automated approval flows; AI-bas
Visit Airbase (Paylocity Company) ↗
Lolli
Bitcoin Rewards Shopping App
Best For Bitcoin enthusiasts wanting to earn BTC on everyday online shopping wi
Core Fee Free; earns Bitcoin back on purchases from partner merchants
Settlement Instant Bitcoin rewards; real-time value tracking; withdrawa
Visit Lolli ↗
Full 20-Point Audit Matrix
Verified current data across all key decision criteria
20 Criteria Compared
Audit Criterion Airbase (Paylocity Company) Lolli
WealthBlueprint RatingOverall score vs. all reviewed platforms (out of 5 stars)
4/5
Airbase (Paylocity Company): rated on fees, features, safety & ease of use
4/5
Lolli: rated on fees, features, safety & ease of use
Transaction FeesPer-transfer costs, domestic & international
Custom pricing based on company size, transaction volume, and module requirements; no public pricing available Free; earns Bitcoin back on purchases from partner merchants
FX / Conversion SpreadMarkup above mid-market exchange rate
Airbase (Paylocity Company) charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Lolli charges a conversion fee based on the currency pair and transfer amount. Always verify the all-in rate before sending.
Always check the live rate in the app
Account MaintenanceMonthly or annual account-keeping charges
Custom/tiered pricing — Airbase (Paylocity Company)'s fee structure depends on your account tier or usage volume.
Fees subject to change — verify before signing up
No monthly fees — Lolli does not charge recurring maintenance fees.
Fees subject to change — verify before signing up
Card Issuance FeesVirtual and physical card creation costs
Airbase (Paylocity Company) offers virtual cards. Check the Airbase (Paylocity Company) app under card settings for current issuance fees.
Check Airbase (Paylocity Company) app for current card fees
Lolli does not primarily offer physical cards — access is digital-first.
Check Lolli app for current card fees
Domestic SettlementLocal bank transfer completion time
Airbase (Paylocity Company)
Real-time spend dashboards; automated approval flows; AI-bas
VS
Lolli
Instant Bitcoin rewards; real-time value tracking; withdrawa
✓ Lolli is faster (instant vs Real-time spend dashboards; au)
Cross-Border SpeedInternational corridor settlement time
Airbase (Paylocity Company) supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates
Lolli supports cross-border transfers via its payment rails. Actual delivery depends on the receiving bank and any compliance holds.
Check the app for live estimates
Uptime / ReliabilityReported annual platform availability rate
Airbase (Paylocity Company) publishes service status updates on its official status page for transparency.
Check Airbase (Paylocity Company) status page for incident history
Lolli publishes service status updates on its official status page for transparency.
Check Lolli status page for incident history
Regulatory LicensesGoverning bodies and jurisdictions
Standard enterprise security; G2 rating 4.4/5; part of Paylocity for enhanced HR/payroll integration
✓ Licensed
Partners with major retailers; custodial model for rewards; standard security; FDIC-insured for cash balances
✓ Licensed
Deposit InsuranceGovernment-backed protection scheme
Airbase (Paylocity Company) holds funds with regulated partner banks. Deposit insurance coverage may apply.
Verify current coverage directly with Airbase (Paylocity Company)
FDIC insured — your funds are protected up to applicable limits.
Verify current coverage directly with Lolli
2FA & AuthenticationMulti-factor security implementation
Airbase (Paylocity Company) supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Lolli supports 2FA via authenticator app or SMS. Check security settings for available methods.
Enable 2FA immediately after opening your account
Fraud DetectionAI/ML-powered transaction monitoring
Airbase (Paylocity Company) employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring
Lolli employs automated transaction monitoring. Suspicious activity triggers alerts and temporary holds.
✓ Real-time monitoring
Ideal Use CasePrimary audience and core value proposition
Airbase (Paylocity Company)
Mid-sized to large companies wanting a single platform for corporate cards, accounts payable, employee reimbursements, and guided procurement (Enterprise tier supports up to 10,000 employees)
Lolli
Bitcoin enthusiasts wanting to earn BTC on everyday online shopping without changing spending habits
Platform ClassificationRegulatory and product category
Unified Spend Management Platform (Cards, AP, Reimbursements) Bitcoin Rewards Shopping App
Withdrawal LimitsDaily / weekly transfer and cash-out caps
Airbase (Paylocity Company) withdrawal limits vary by account type and KYC level.
Log in to see your current limits
Lolli withdrawal limits vary by account type and KYC level.
Log in to see your current limits
Supported CurrenciesFiat and digital asset coverage
Airbase (Paylocity Company) supports the currencies and assets listed in its official documentation.
Check Airbase (Paylocity Company) official site for full currency list
Lolli supports the currencies and assets listed in its official documentation.
Check Lolli official site for full currency list
App Store RatingAggregate iOS + Android user satisfaction
Airbase (Paylocity Company) app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store
Lolli app ratings reflect recent user sentiment — check the App Store/Google Play for current scores.
Verify live ratings on the App Store
Customer SupportAvailable resolution pathways and SLA
Airbase (Paylocity Company) routes support through its official help channels. Priority queue access varies by plan.
Check Airbase (Paylocity Company) help centre for current support options
Lolli offers support through its help centre and official contact channels.
Check Lolli help centre for current support options
KYC Verification SpeedAccount activation timeline post-submission
Airbase (Paylocity Company) KYC timelines depend on document quality and account type.
Verify current wait times in the Airbase (Paylocity Company) app
Lolli KYC timelines depend on document quality and account type.
Verify current wait times in the Lolli app
Overall VerdictWealthBlueprint independent recommendation
IT'S A TIE — both score 4/5 stars.

Choose Airbase (Paylocity Company) if you need: Mid-sized to large companies wanting a single platform for corporate cards, accounts payable, employee reimbursements, and guided procurement (Enterprise tier supports up to 10,000 employees).
Choose Lolli if you need: Bitcoin enthusiasts wanting to earn BTC on everyday online shopping without changing spending habits.

➜ Your choice depends on your specific needs
Official WebsiteVisit platform to sign up or verify current fees
Visit Airbase (Paylocity Company) ↗ Visit Lolli ↗
WealthBlueprint Verdict Summary
Airbase (Paylocity Company) — Best For
Mid-sized to large companies wanting a single platform for corporate cards, accounts payable, employee reimbursements, and guided procurement (Enterprise tier supports up to 10,000 employees)
✓ Strong in its core category
Lolli — Best For
Bitcoin enthusiasts wanting to earn BTC on everyday online shopping without changing spending habits
✓ Strong in its core category

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